neo@web:~ $ cat terms.txt
$ cd ../pslf-calculator -- back to the calculator
last updated: October 2026
Free tool, provided as is, for general information. Projections are estimates based on the numbers you enter and simple amortization math; they are not a promise of forgiveness, financial advice, or legal advice. Program rules change; verify your payment count, employer eligibility, and repayment plan with Federal Student Aid (studentaid.gov) or your loan servicer. Do not abuse the service.